Cash Flow

• 1Compared to three years ago, is cash flow much more, slightly more, about the same, slightly less, or much less of a business problem?
• 2Is cash flow a continuing, common, occasional or never a business problem for you?
• 3Is the primary reason for cash flow problems in your business generally associated with:
• 4Draw on personal resources?
• 5Cash in on investments held on behalf of the business?
• 6Borrow money?
• 7Adjust scheduled payments?
• 8Adjust scheduled purchases?
• 9Try harder to collect money owed to you?
• 10Lay off employees?
• 11Sell your receivables?
• 12Of the actions just mentioned, which is the one most important action you usually take to resolve a cash flow problem?
• 13When you borrow for a cash flow problem, what is the most likely source?
• 14In the last 12 months, have you had to borrow money from a bank to address cash flow issues?
• 16In the last 12 months, have you looked into financing options from a non-traditional lender such as crowd-sourcing companies?
• 17Do you maintain a credit line at a financial institution?
• 18Which one of the following most accurately describes your sales?
• 19When do your strong sales occur?

Volume 13, Issue 2, 2016
ISSN 1534-8326

Holly S. Wade
NFIB Research Foundation