Credit Cards
Credit Cards, Volume 8, Issue 3, 2008
Tables
45 questions. Select a question to see its response table.
- Does your business accept credit or debit cards as a form of payment?
- Approximately what percent of your total dollar sales is paid by credit or debit card?
- Do you accept credit or debit card payments in face-to-face transactions?
- Do you accept credit or debit card payments over the telephone?
- Do you accept credit or debit card payments over the Internet?
- Approximately what percent of your card sales are credit card sales?
- Approximately what percent of your total card sales are debit card sales?
- Do you accept VISA?
- Every time a customer uses a VISA card to make a CREDIT transaction, approximately what percent of the sale on average are you charged?
- Did you shop around to find a better deal before settling for the fee you now pay?
- Why didn’t you shop? Was it because you:?
- After shopping, did you switch from a different vendor to the one you have now?
- Did you or your industry trade associate negotiate this fee or were you told the fee?
- When the current contract expires, do you plan to shop for a new vendor to process your credit card receipts?
- Do you NOW deal directly with a bank or a credit card services provider to process your VISA receipts?
- Do you accept MasterCard?
- Every time a customer uses a MasterCard card to make a CREDIT transaction, approximately what percent of the sale on average are you charged?
- Did you shop around to find a better deal before settling for the fee you now pay?
- Why didn’t you shop? Was it because you:?
- After shopping, did you switch from a different vendor to the one you have now?
- Did you or your industry trade associate negotiate this fee or were you told the fee?
- When the current contract expires, do you plan to shop for a new vendor to process your credit card receipts?
- Do you NOW deal directly with a bank or a credit card services provider to process your MasterCard receipts?
- Do you accept American Express?
- Every time a customer uses an American Express card, approximately what percent of the sale on average are YOU charged?
- Do you accept Discover?
- Every time a customer uses a Discover card, approximately what percent of the sale on average are you charged?
- Do you give discounts to customers who pay in cash rather than by credit card?
- If your credit card contract allowed you to charge customers extra for using a credit card, would you institute such a policy in your business?
- Do you require a minimum purchase for customers to use credit or debit cards?
- Do you own your credit card equipment or do you lease it?
- Do you accept PayPal as a form of payment?
- Within the last 12 months, have you experienced a “hidden penalty,” that is, a penalty for violating a provision of your credit card contract that you were unaware of?
- Within the last 12 months, have you had any disputes with a credit card company or a bank about any aspect of accepting credit cards as a form of payment?
- On behalf of your business, who reconciles your records of credit card receipts with the records of the bank or the credit card company?
- Within the last year, have you found a bank or credit company error in their records of your credit card receipts?
- Within the last three years did you accept one or more credit cards that you now refuse to accept?
- Do you use one or more business credit cards to pay business expenses?
- Do you use one or more personal credit cards to pay business expenses?
- You made a payment and the bank and/or the credit card company withdrew the money from your account, but you didn’t get immediate credit for your payment?
- Excluding case involving an introductory offer, the interest rate on your outstanding balances was increased?
- You were given less than three weeks notice of the due date for a credit card payment?
- You were charged overdraft fees on overdrafts due exclusively to bank holds on a portion of your account?
- Do you typically pay the balances on the credit card or cards you use for business purposes at the end of each month?
- Do you have a line of credit at a financial institution, not including credit cards?
About this poll
Volume 8, Issue 3, 2008
ISSN 1534-8326
William J. Dennis, Jr.
NFIB Research Foundation
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