Finance Questions

• 1(financial education) Does your business currently:?
• 2Within the last three years, have you checked your business's credit records held by a credit bureau or credit reporting company to determine if those records are correct?
• 2aWithin the last three years, did you complain to a credit bureau or credit reporting company that your record was inaccurate or that there were incorrect entries in it?
• 2a1(credit records) To which company or companies did you complain?
• 2a2The last time you checked, were you very satisfied, somewhat satisfied, somewhat dissatisfied or very dissatisfied that your credit report as posted by a credit bureau was correct?
• 3Within the last three years, have you checked your personal credit record to determine if it is correct?
• 3aWithin the last three years, did you complain to a credit bureau or credit reporting company that your personal record was inaccurate or that there were incorrect entries in it?
• 3a1(credit bureaus) To which company or companies did you complain?
• 3a2How satisfied were you with _____’s response to your complaint or complaints? Were you:?
• 3a3The last time you checked, were you very satisfied, somewhat satisfied, somewhat dissatisfied or very dissatisfied that your credit report as posted by a credit bureau was correct?
• 4In the last three years, have you been a victim of identity theft?
• 4aHow many days was it between the time you were victimized and you first recognized it had happened?
• 4bDo you have good reason to believe that in the last three years someone tried to steal your identity?
• 5Are you very familiar, somewhat familiar, not too familiar or not at all familiar with the financial concept of “credit scoring”?
• 5aDoes your preferred financial institution use credit scoring to determine if its small-business customer’s loan application is accepted or rejected?
• 6When you last filed your personal income tax, did you or your tax preparer have to CALCULATE an Alternative Minimum Tax (AMT)?
• 6aDid you have to PAY an alternative Minimum Tax (AMT)?
• 7Will 95 percent or more of your entire personal income for the year come from salary, dividends or profits from this business?
• 7aWill 75 percent or more come from salary, dividends or profits from this business?
• 8Are there other adult members of your household who draw a salary, dividends, or profits from this business?
• 8aWill you draw more income from the business than any other adult member of your household?
• 9How many owners of this business in total are there who will draw a salary, dividends, or profits from this business this year?
• 9aWill the other owner/owners receive more, less or about the same from the business for the year as you will?
• 10Does your total income from this business for this calendar year, including any salary, dividends, draw or profit taken out, likely to be:?
• 11Does your individual income FROM THIS BUSINESS account for 95 percent or more of your entire household income?
• 12Is your total household income from all sources for the year, including income from other adult members of the household, likely to be:?
• 13Small-business owner household income.

Volume 7, Issue 7, 2007
ISSN 1534-8326

William J. Dennis, Jr.
NFIB Research Foundation