Retirement

• 1How much thought have you given to retirement, financial planning for retirement, and your relationship to this business when you retire? Have you given it:?
• 2Do you think you will:?
• 2aIs closing or selling more likely?
• 3Do you expect that all, most, some, a little or none of your retirement income will eventually come from the sale of your business or its operating profit?
• 4About how old do you intend to be before you FULLY retire, or don’t you ever intend to FULLY retire?Top 100 question
• 4aDo you intend to phase out before you fully retire?
• 4bAbout how old do you intend to be when you start phasing out?
• 5Has performance of the stock market over the last five years or so caused you to change the date of your retirement?
• 6Does your business sponsor a pension program for at least some of your employees?
• 6aWhat type of a pension plan is it? Is it a:?
• 6bHow long has this plan been in existence?
• 6cDo you personally participate in the plan?
• 6c1Do you expect that the retirement benefits you eventually receive from the plan will constitute all, most, some, or a little of your retirement income?
• 7Does your business sponsor a health insurance program for at least some of your employees?
• 8Which benefit did you institute first, health insurance or a pension plan?
• 9If you were to sponsor a health insurance plan or a pension plan, which would you introduce first?
• 10Do you expect Social Security retirement benefits will constitute all, most, some, a little, or none of your retirement income?
• 11Do you expect that all, most, some, a little, or none of your retirement income will come from a pension earned in an organization unrelated to this business, such as another firm, government, or military?
• 12Do you expect that all, most, some, a little, or none of your retirement income will come from savings and investments that are unrelated to a formal pension plan or the sale of this business?
• 13Do you expect that all, most, some, a little or none of your retirement income after retirement age will come from employment or a job unrelated to this business?
• 14Do you expect that all, most, some, a little or none of your retirement income will come from a bequest or inheritance?
• 15Do you expect that you will own at least a substantial share of this business some time in the future?
• 16How confident are you that you will have enough money to live comfortably in your retirement years? Are you:?
• 17How far ahead or behind schedule are you in saving for retirement? Are you:?

Volume 5, Issue 3, 2005
ISSN 1534-8326

William J. Dennis, Jr.
NFIB Research Foundation